Borrower Resources
 
 

Servicing Fee Schedule

Main Office: NMLS ID #5985; Branch Office: NMLS ID #9785

The following is a list of fees and charges that, subject to applicable laws or the documents evidencing your loan, may be imposed in connection with the servicing of your loan. Please note that the fees listed below are subject to change.

Fee TypeAmountDescription
Late Charge FeeRefer to loan documentsPenalty the homeowner pays when a mortgage payment is made after the due date grace period. %/Amount stated in Note and/or Security Agreement and subject to state law limits.
NSF or Dishonored Check FeeVariesFee charged when a payment by check is returned as not paid by your bank because of insufficient funds in the checking account. State law may dictate fee.
Prepayment FeeRefer to loan documentsLoan documents may require you to pay an additional fee if you pay off your loan in advance of the maturity date.
Property Inspection Fee$20 - $35Fee charged if the loan is in default and we can not make contact with you to determine the condition of the property, in accordance with HUD Guidelines, where applicable.
Broker Price Opinion Fee$89.00 - $195.00Fee charged for determining the value and condition of the property when loan payments are past due, in accordance with HUD Guidelines, where applicable.
Appraisal Fee$195.00 - $450.00Fee charged for appraisal used to determine the value and condition of the property. The appraiser vendor costs are passed through to you without mark-up by us - you are charged actual costs.
Recording FeeBased on jurisdictionFee charged by the relevant county/town for recording the release/satisfaction.
Release FeeActual fees and costs, in accordance with jurisdictional requirementsFee paid to a third party charged at payoff for preparing the release of mortgage.
Foreclosure Attorney Fees and CostsVariesFees and costs associated with protection of collateral. Foreclosure attorney fees and costs will vary by filing type and are limited to the actual fees and costs, and are charged in acccordance with Fannie Mae guidelines, where applicable. State law may limit costs.
Bankruptcy Attorney Fees and CostsVariesFees and costs associated with preserving obligation. Bankruptcy attorney fees and costs will vary by bankruptcy chapter type and are limited to actual fees and costs, and are charged in accordance with Fannie Mae guidelines, where applicable.
Property Preservation CostsVariesFees required to preserve the property. Will vary according to each situation and required expenses, and are limited to actual fees and costs.
Verification of Mortgage$10.00 Fee required to provide a documentation of the monthly payment history, account balance, and history of loan to a third party. State law may dictate the fee amount, and these will only be charged where permitted by state law.

The fees shown below will be imposed for services that you request. You will be asked to agree to pay these charges at the time you request the service.

Fee TypeAmountDescription
Check by Phone$15.00 Fee charged for making a payment by phone. State law may dictate the fee amount, and these will only be charged where permitted by state law.
Express Mail FeeActual chargeActual charge from delivery service provider (such as UPS or FedEx) for expedited delivery of documents.

No charge for any of the following services:

Fee Type
Copy of loan documents
Online Payment Processing
Fax Fee
Loss Mitigation Processing
Amortization Schedule
Loan Modification
Payoff Statement Fee
Duplicate Annual Statement
Payment History
Revised: 7/31/2017
 
 
  Privacy Policy / Terms & Conditions / Site Map © 2017 Security National Master Holding Company, LLC. All rights reserved.